if you are talking about simblr stories than yes - everything said above is true. some creators appreciate of course if you tag them (in case you use their stuff in your pics). its up to you if you are nice and do that or not.
in other cases i wonder if it depends maybe what story that is and where you put it up? i mean if you plan to make money with it...
i remember in the theater i worked we used sims 3 pics as background-installation in some scenes for a certain "Young Theatre - Section" Performance. no idea if it should have offended EA or not (because who knows what happens in small shmovesian private theaters...LOL)
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